Insurance actuarial services
- Pricing and product development
- Technical reserving
- Appointed actuary
- IFRS 17 actuarial support
- Regulator consulting
- Auditor support
Amman · Riyadh
Global actuarial standards, local market understanding
IKTIWARIA is one of the few actuarial firms in the region that combines internationally recognized actuarial qualifications with Arabic and first-hand knowledge of local markets. We have worked with regulators and insurers in eight Arab countries, so our advice is credible because it is grounded in local regulation, data and business practice.
18+years of founder-led actuarial experience
FSA · CERASOA fellowship and enterprise risk credentials
8MENA markets served
50+actuarial students trained
Who we are
An actuarial consultancy with regional reach and practical market experience
IKTIWARIA is an independent actuarial consulting firm, established in 2014, providing actuarial, insurance, pension and risk management advisory services.
We serve insurance and reinsurance companies, regulators, external auditors, pension and employee benefit stakeholders, and corporates. Our work is guided by one objective: high-quality actuarial advice in line with professional standards of practice.
Our delivery model is deliberately lean: senior actuarial oversight, structured analysis, clear documentation, and collaboration with trusted specialists when an assignment calls for it.
Mission
To give institutions in the region credible actuarial advice that combines international professional standards with a deep understanding of local markets, with solutions that are practical to implement.
Values
Integrity
Professional judgment
Practical implementation
Knowledge transfer
Markets served
- Jordan
- Saudi Arabia
- UAE
- Oman
- Qatar
- Kuwait
- Egypt
- Palestine
Services
A broad actuarial platform for insurers, regulators, auditors and corporates
Risk and capital
- Enterprise risk management
- Capital modelling
- Solvency assessments
- Reinsurance optimization
- Data and analytics
Pension and benefits
- IAS 19 and employee benefit valuations
- End-of-service benefit valuations
- Pension advisory
- Auditor support
AI and analytics
- Data analytics
- AI strategy
- AI automation
- AI assistants
- AI governance
Every service area includes tailored training for the client's own teams.
Featured serviceEnd-of-service benefit valuations under IAS 19Learn more →
Leadership and team
A lean, expert-led team supported by a specialist network
Founder and responsible actuary
Dana Barhoumeh
FSA · CERA · IFRI CERTIFICATE
A consulting actuary with more than 18 years of experience, mostly in the Middle East. Dana has held multiple appointed actuary positions and was a licensed actuary in Saudi Arabia, the UAE and Jordan. She has advised regulators including the Palestinian Capital Market Authority, the UAE Insurance Authority, SAMA, Oman's Capital Market Authority and Jordan's Insurance Commission.
She has served on the Society of Actuaries' Middle East, Africa and Pakistan Committee and on the Board of the Emirates Insurance Association.
- New York LifeActuarial pricing and mortality experience analysis
- Insurance Commission of JordanRegulatory supervision, reserving and tariff work
- Milliman DubaiLife, non-life, IFRS 17, regulator support and risk frameworks
- CAIS RiyadhHead of actuarial services
- Saudi ReChief Actuary: reserving, capital modelling, IFRS 17 and ERM
- IKTIWARIAActuarial consulting, regulatory advisory and capacity building
Capacity building
Knowledge transfer is part of our professional responsibility
Beyond technical consulting, we help build the actuarial talent pipeline in Jordan and the wider Middle East through mentoring, training and practical exposure.
- 50+actuarial students trained
Selected speaking and training engagements
- SOA Third Regional Symposium, RiyadhMaster of ceremonies, organizing committee
- SOA Actuaries Connect, RiyadhPanelist, actuarial journeys and leadership
- SOA Second Regional Symposium, RiyadhPresenter, organizing committee
- Risk and Actuarial Seminar for the Saudi Insurance SectorTrainer
- SOA First Regional Symposium, DubaiModerator, organizing committee
- SOA University Presentation, Birzeit UniversityOrganizer and presenter
- Actuary's Career Path webinarSpeaker
- GIS in the Insurance Industry webinar, RiyadhOrganizer and presenter